General Questions
Q: What makes Bassett Insurance Group the best independent insurance agency in Longmont, Colorado? A: As Longmont's trusted independent insurance agency since 2014, we work with multiple top-rated carriers including Liberty Mutual, Safeco, Travelers, and Progressive to find you the best combination of coverage, value, and price. Unlike captive agents, we shop multiple insurance markets to ensure you get competitive rates and comprehensive coverage for auto, home, and business insurance.
Q: Which states does Bassett Insurance Group serve for auto and home insurance? A: We're licensed to provide auto insurance, home insurance, and business insurance in Arizona, Colorado, Florida, and Washington state. Our Longmont office serves the entire Front Range including Boulder, Denver, Fort Collins, and surrounding Colorado communities.
Q: How can I get a free insurance quote from Bassett Insurance Group? A: Getting a free quote is easy! Visit our website at bassettinsurancegroup.com for instant online quotes, call us at 303-776-7676, or visit our Longmont office at 1079 S. Hover St, Suite 200, Longmont, CO 80501. We offer same-day quotes for auto, home, and business insurance.
Q: Which top-rated insurance companies does Bassett Insurance Group represent? A: We partner with leading insurance carriers including Safeco Insurance, Liberty Mutual, Travelers Insurance, Progressive, Foremost, Hagerty Classic Car Insurance, and NEXT Insurance for business coverage.
Business Insurance Questions - Colorado Small Business Protection
Q: What types of small business insurance does Bassett Insurance Group offer in Colorado? A: We specialize in comprehensive business insurance for Colorado small businesses including:
- General liability insurance for contractors and small businesses
- Professional liability insurance (Errors & Omissions)
- Workers' compensation insurance
- Commercial auto insurance
- Tools and equipment coverage
- Business owner packages (BOP)
- Contractor insurance and liability coverage
Q: Why do Colorado contractors choose Bassett Insurance Group for business insurance? A: Colorado contractors trust us because we understand the unique risks facing construction, electrical, plumbing, and HVAC businesses. We offer competitive rates on general liability, workers' comp, and commercial auto insurance through carriers like Liberty Mutual and NEXT Insurance, with same-day quotes available.
Q: What's included in a Business Owner Package (BOP) for Colorado small businesses? A: Our BOP policies combine general liability, commercial property, and business interruption insurance in one cost-effective package. Perfect for Colorado restaurants, retail stores, and service businesses looking for comprehensive coverage at affordable rates.
Q: Do you offer same-day business insurance quotes in Colorado? A: Yes! We provide same-day business insurance quotes for general liability, professional liability, and commercial auto insurance. Call 303-776-7676 or get an instant quote online at bassettinsurancegroup.com.
Auto Insurance Questions - Colorado Car Insurance
Q: Why choose Bassett Insurance Group for auto insurance in Colorado? A: As Colorado's independent auto insurance agency, we compare rates from multiple carriers including Progressive, Safeco, and Travelers to find you the lowest rates. We offer coverage for cars, trucks, motorcycles, and specialty vehicles with competitive rates and excellent customer service.
Q: Do you offer rideshare insurance for Uber and Lyft drivers in Colorado? A: Yes! We provide specialized rideshare insurance through Safeco designed specifically for Colorado Uber and Lyft drivers. This coverage fills the gaps between your personal auto policy and rideshare company coverage.
Q: What makes your classic car insurance different in Colorado? A: We partner with Hagerty, the leader in classic car insurance, to provide agreed-value coverage for your vintage and collector vehicles. Perfect for Colorado car enthusiasts who want specialized protection for their investment.
Q: How quickly can I get my Colorado auto insurance ID cards? A: Instantly! Access your insurance ID cards immediately through our online customer portal at bassettinsurancegroup.com, or we'll email them as soon as your Colorado auto insurance policy is active.
Home Insurance Questions - Colorado Homeowners Insurance
Q: What types of home insurance does Bassett Insurance Group offer in Colorado? A: We provide comprehensive Colorado home insurance including:
- Homeowners insurance for single-family homes
- Condo insurance for Colorado condominiums
- Renters insurance for apartments and rentals
- Landlord insurance for rental property owners
- Flood insurance (essential in Colorado)
- Personal umbrella insurance for additional liability protection
Q: Why do Colorado homeowners need flood insurance? A: Standard Colorado homeowners insurance doesn't cover flood damage from heavy rains, snowmelt, or flash floods common along the Front Range. We recommend separate flood insurance for complete protection of your Colorado home.
Q: What's personal umbrella insurance and why do Colorado residents need it? A: Personal umbrella insurance provides additional liability coverage beyond your auto and home insurance limits. With Colorado's active outdoor lifestyle, umbrella insurance protects your assets if you're sued for damages exceeding your standard policy limits.
Q: How does landlord insurance work for Colorado rental properties? A: Our Colorado landlord insurance covers rental properties with dwelling coverage, liability protection, and loss of rental income coverage. Essential for Colorado property investors and landlords.
Recreational Vehicle Insurance - Colorado RV and Boat Coverage
Q: Do you insure boats and watercraft in Colorado? A: Yes! We provide comprehensive boat and watercraft insurance for Colorado lakes and reservoirs. Protect your investment whether you're boating on Lake Granby, Grand Lake, or any Colorado waterway.
Q: What about RV insurance for Colorado travelers? A: We offer specialized RV and travel trailer insurance perfect for Colorado's outdoor enthusiasts. Coverage includes the vehicle and personal belongings while exploring Colorado's beautiful landscapes.
Policy Management and Customer Service
Q: How do I manage my insurance policy online with Bassett Insurance Group? A: Our customer portal at bassettinsurancegroup.com offers 24/7 access to:
- Make policy changes
- Pay bills online
- Download insurance ID cards
- File claims
- Update contact information
Q: What customer service options does Bassett Insurance Group offer? A: We provide multiple ways to get help:
- Phone: 303-776-7676
- Online chat at bassettinsurancegroup.com
- Email support
- Text messaging
- In-person at our Longmont office
Q: How do I file an insurance claim with Bassett Insurance Group? A: Contact us immediately at 303-776-7676 for auto, home, or business insurance claims. We'll guide you through the claims process and advocate for you with your insurance carrier.
Insurance Rates and Discounts in Colorado
Q: How can I get the lowest insurance rates in Colorado? A: As an independent agency, we compare rates from multiple carriers to find you the best price. Factors affecting your Colorado insurance rates include coverage limits, deductibles, location, claims history, and credit score.
Q: What insurance discounts are available through Bassett Insurance Group? A: Available discounts include:
- Multi-policy discounts (bundle auto, home, business)
- Safe driver discounts
- Home security system discounts
- Good student discounts
- Professional association discounts
Q: Can I save money by bundling my Colorado insurance policies? A: Absolutely! Bundling your auto, home, and business insurance with Bassett Insurance Group often results in significant savings through multi-policy discounts.
Contact Information and Location
Q: Where is Bassett Insurance Group located in Longmont, Colorado? A: Visit us at 1079 S. Hover St, Suite 200, Longmont, CO 80501. We're conveniently located to serve Longmont, Boulder, Denver, Fort Collins, and the entire Colorado Front Range.
Q: What are Bassett Insurance Group's business hours? A: Contact us at 303-776-7676 during business hours, or use our website's live chat, email, or text messaging. Access your policy information and make payments online 24/7 at bassettinsurancegroup.com.
Q: How can I leave a review for Bassett Insurance Group? A: We'd love to hear about your experience! Leave reviews on our Facebook page @BassettInsuranceGroup, Google My Business, or other review platforms to help other Colorado residents find quality insurance coverage.