General Questions
What is Bassett Insurance Group?
We're an independent insurance agency based in Longmont, CO, serving clients since 2014. As an independent agency, we work with multiple top-rated carriers — including Liberty Mutual, Travelers, Progressive, Hagerty, and NEXT Insurance — so we can compare options and find the right fit for your needs, rather than being tied to one company's products.
Which states do you serve?
We're licensed in Colorado, Arizona, Florida, and Washington. Our Longmont office serves the entire Front Range, including Boulder, Denver, Fort Collins, and surrounding communities.
How do I get a free quote?
Three easy ways: get an instant quote online at bassettinsurancegroup.com, call us at 303-776-7676, or stop by our office at 432 Main St, Suite 201, Longmont, CO 80501. Most quotes take just a few minutes.
What insurance carriers do you work with?
We partner with Liberty Mutual, Travelers, Progressive, Hagerty, NEXT Insurance, Foremost, and more. Access to multiple carriers means we can shop your coverage and find the best combination of price and protection.
Auto Insurance
What auto coverage options do you offer?
We insure cars, trucks, motorcycles, classic/collector vehicles, and specialty vehicles. We compare rates from carriers like Progressive, Liberty Mutual, and Travelers to find you the best value.
Do you offer rideshare insurance for Uber and Lyft drivers?
Yes. We offer rideshare coverage designed to fill the gap between your personal auto policy and the coverage provided by rideshare platforms. Call us to discuss the right option for your situation.
What makes your classic car insurance different?
We partner with Hagerty, the top specialty insurer for collector vehicles. Hagerty policies provide agreed-value coverage (no depreciation), flexible usage terms, and protection tailored to how collectors actually use their cars.
How quickly can I get my insurance ID cards?
Right away. Once your policy is active, you can access ID cards immediately through our online portal or we'll email them to you.
Home Insurance
What types of home insurance do you offer?
We cover homeowners, condo, renters, landlord/rental property, and high-value homes. We also offer flood insurance and personal umbrella policies for additional liability protection.
Do I need flood insurance if I already have homeowners insurance?
Yes — standard homeowners policies don't cover flood damage. Given Colorado's flash flooding risks along the Front Range and in mountain communities, a separate flood policy is worth considering for most homeowners.
What is personal umbrella insurance?
Umbrella insurance provides an extra layer of liability coverage on top of your auto and home policies. If you're sued for an amount that exceeds your standard policy limits, umbrella coverage picks up the difference. It's typically very affordable relative to the protection it provides.
What does landlord insurance cover?
Landlord policies cover the physical structure of your rental property, liability if a tenant or guest is injured, and lost rental income if the property becomes uninhabitable due to a covered loss. It's different from a standard homeowners policy and essential if you rent out property.
Business Insurance
What business insurance do you offer?
We offer general liability, professional liability (E&O), workers' compensation, commercial auto, tools and equipment coverage, and Business Owner Packages (BOP). We work with Liberty Mutual, NEXT Insurance, and other carriers to find the right fit for your business.
Why do contractors choose Bassett for business insurance?
We understand the day-to-day risks facing contractors — from general liability exposure on job sites to equipment theft and vehicle accidents. We work with carriers that specialize in contractor coverage and can often turn around same-day quotes.
What's included in a Business Owner Package (BOP)?
A BOP bundles general liability, commercial property, and business interruption insurance into one policy — typically at a lower combined cost than buying each separately. It's a great starting point for small businesses like retail shops, restaurants, and service businesses.
Can I get a same-day business insurance quote?
Yes. For most small businesses — including general liability, professional liability, and commercial auto — we can provide same-day quotes. Call 303-776-7676 or start online at bassettinsurancegroup.com.
Recreational Vehicles
Do you insure boats and watercraft?
Yes. We offer boat and watercraft insurance covering physical damage, liability, and personal property on board — whether you're on a mountain lake or a reservoir.
Do you offer RV and travel trailer insurance?
Absolutely. We provide specialized RV and travel trailer coverage that goes beyond a standard auto policy — including full-time and part-time use options, personal belongings coverage, and liability protection.
Managing Your Policy
How do I manage my policy online?
Through our customer portal at bassettinsurancegroup.com, you can make payments, download ID cards, update contact info, and more — 24/7.
How do I file a claim?
Call us at 303-776-7676 and we'll walk you through the process and advocate on your behalf with your carrier. You can also file directly through your carrier's app or website if you prefer.
What are your business hours?
Our office is open Monday–Friday, 8:30 AM to 5:00 PM. Outside those hours, you can reach us via chat, email, or text on our website, or access your policy 24/7 through the customer portal.
Rates and Discounts
How do I get the best rate?
As an independent agency, we compare rates across multiple carriers on your behalf — that's the main advantage of working with us. Factors that affect your rate include coverage levels, deductibles, claims history, and credit score. We'll help you find the right balance of cost and coverage.
What discounts are available?
Common discounts include bundling multiple policies, safe driver credits, home security discounts, good student discounts, and loyalty discounts. Availability varies by carrier — we'll check what applies to your situation.
Does bundling really save money?
Usually, yes. Most carriers offer meaningful multi-policy discounts when you combine home and auto — or add business coverage. We'll show you the bundled vs. separate pricing so you can decide what makes sense.
Contact and Location
Where is Bassett Insurance Group located?
We're at 432 Main St, Suite 201, Longmont, CO 80501 — convenient to downtown Longmont and easily accessible from Boulder and the surrounding Front Range.
How do I leave a review?
We really appreciate it! You can leave a review on Google or our Facebook page @BassettInsuranceGroup. Your feedback helps other local residents find quality, independent insurance service.