Workers' Compensation

Workers' compensation helps protect both employees and employers from the medical costs and lost wages resulting from workplace injuries, regardless of fault.


NEXT Insurance is a one-stop shop for business insurance.

With an easy online platform, you can quickly get the coverage you need at an affordable price so you can focus on your work.

Business Categories - Workers' Compensation

This is not a comprehensive list.  If you don't see your specific business below, please still begin your quote - there are over 1300 business categories available.

Auto Service and Repair

  • Auto Body Shop
  • Auto Parts Store
  • Auto Repair Shop
  • Car Wash
  • Oil Change Station
  • Tire Shop

Beauty and Personal Care

  • Hair Stylist
  • Esthetician Services
  • Cosmetologist
  • Beautician
  • Nail Technician
  • Barber
  • Day Spa


  • Carpet Cleaning
  • Floor Waxing
  • House Cleaning and Maid Service
  • Janitorial Services
  • Window Cleaning


  • Carpentry
  • Drywall and Wall boarding
  • Electrical
  • Garbage Collection
  • General Contractor
  • Handyperson
  • Landscaping and Lawn Care
  • Painting
  • Septic Tank System Cleaning

Financial Services

  • Accountant
  • Payroll Services
  • Financial Adviser

Food and Beverage

  • Bakery
  • Caterer
  • Coffee Shop
  • Food Truck
  • Restaurant

Health and Wellness

  • Community Health Workers
  • Dentists
  • Doctors
  • Home health aides
  • Mental health counselors
  • Nurse Practitioners
  • Pediatricians

Insurance Professionals

  • Claims Adjuster
  • Insurance Agent
  • Insurance Appraiser
  • Insurance Inspector

Real Estate Services

  • Real Estate Agent
  • Property Manager
  • Mortgage Broker


  • Bookstore
  • E-commerce
  • Electronics Store
  • Fabric Store
  • Florist
  • Grocery Store
  • Hardware Store
  • Retail Store

Sports and Fitness

  • Personal Trainer
  • Fitness Instructor
  • Fitness Studios
  • Yoga Instructor
  • Dance Instructor
  • Pilates Instructor
  • Indoor Cycling Instructor
  • CrossFit Instructor
  • Golf Instructor
  • Zumba Instructor
  • Aerobics Instructor

Coverage Options

General Liability

Most small businesses need this coverage. It guards against things like bodily injury, property damage, completed operations and advertising injury that arise from your business.

Professional Liability (E&O)

Coverage for business mistakes and accusations of negligence

Business Owners Policy (BOP)

This coverage packages liability and property coverage into one policy. Common for small businesses with commercial buildings or personal property.

Workers' Compensation

This protects you and your employees. It helps pay for things like medical costs and lost wages of employees who become injured or ill on the job.

Commercial Auto

If you use your vehicles for your business, you probably need this coverage. This can include traveling between job sites, making deliveries, or transporting tools and equipment.

Tools and Equipment

From power tools to safety supplies, if it’s essential to your work, it’s essential to protect it.

Are you ready to get started?

Not quite sure yet?

Why not visit our contact page, we would love to chat with you!