Landlord & Rental Property Insurance
Tailored Protection for Every Type of Rental Property
Whether you're managing a single-family home, condo, townhome, duplex, short-term rental, property under renovation, investment unit, or a vacant property, we’ve got you covered. Bassett Insurance Group partners with top carriers, giving you access to the right markets for virtually every rental scenario.
Comprehensive Coverage Features
- Property Damage Protection
Safeguards your buildings and structures against risks like fire, vandalism, hail, and wind damage. - Liability & Personal Injury Defense
Offers coverage for incidents involving tenants or visitors, including slips, falls, wrongful eviction, wrongful entry, libel, slander, or other non-bodily injury claims. This is in addition to coverage for personal injury as a landlord. - Loss of Rental Income
Covers lost rent due to covered damage or mandatory repairs, helping maintain your cash flow when disruptions strike. - Optional Add-Ons to Fit Your Unique Needs
- Short-Term Rental Coverage – Additional protection tailored for platforms like Airbnb or VRBO (subject to underwriting).
- Vacant/Under-Renovation Coverage – Specialized policies for properties that are unoccupied or undergoing renovation, compensating for heightened risk exposure.
- Investment Asset Protection – Tools and endorsements for properties held primarily for income generation, including landlord equipment, mini-storage, and more.
- Umbrella Liability Insurance – Broadens liability coverage limits across other policies for enhanced peace of mind.
Why Choose Bassett Insurance Group?
- Extensive Market Access: We work with carriers including Travelers, Safeco, Liberty Mutual, Steadily, Obie, ReInsure Pro, and more—giving you a wide array of options aligned to your property’s risk profile.
- One-to-Four Unit Focus: Our landlord (rental property) policies are designed for non-commercial properties—one- to four-unit residential dwellings, ensuring the right coverage for your type of investment.
- Customized Guidance: From personal umbrella options to specialized endorsements, our experienced agents help craft protection that works for you and your property.
Get Started Today
Don’t leave your rental investments to chance. Call Bassett Insurance Group at 303-776-7676 for a free quote or consultation, and let us connect you with the right policy from trusted carriers. Whether you're renting out for the long haul, hosting guests short-term, or preparing your property for future tenants, we’ve got the coverage to fit your needs.
Many landlords supplement their coverage with personal umbrella liability insurance for broader protection. Talk to us today about the amount of coverage that’s right for you.