About Liberty Mutual Group®
Liberty Mutual® - Small Business Insurance, is available exclusively through independent insurance agents, so you get the ease, choice, and advice you want. When you’re insured with Liberty Mutual Group, you can rest assured it’s because you and your insurance agent or insurance broker agreed it’s what works for you.
General Liability Insurance
Most small businesses need this coverage. It guards against things like bodily injury, property damage, completed operations and advertising injury that arise from your business.
Business Owner’s Policy (BOP) for Small Businesses
A Business Owner’s Policy (BOP) combines general liability and commercial property coverage into one convenient package tailored for small businesses. This coverage protects your building, equipment and inventory against covered perils like fire, theft, or vandalism while also shielding your company from third‑party liability claims. A BOP is an affordable option for retail shops, offices, restaurants and other small businesses that need both property and liability protection in a single policy.
Commercial Auto Insurance
Commercial auto insurance helps cover your business-owned or leased vehicles and the people who drive them. It helps pay for property damage or bodily injuries resulting from an accident while your employees are making deliveries, traveling between job sites or transporting tools and equipment. This coverage can also extend to employees using their personal vehicles for company business, helping to keep your small business protected on the road.
Workers’ Compensation Insurance for Employees
Workers’ compensation insurance provides benefits to employees who experience work‑related injuries or illnesses. It helps pay for medical bills, rehabilitation and a portion of lost wages while your employees recover, and can include death benefits for surviving family members. This coverage also protects your business from potential lawsuits and is required by law in most states if you have employees.
Why Choose Bassett Insurance Group
- Independent local insurance agency offering Liberty Mutual small business insurance and other trusted carriers.
- Personalized service and tailored coverage for industries such as construction, real estate, personal services, manufacturing, restaurants, professional services, medical offices, retail and wholesale.
- A wide range of policy options including Business Owner’s Policy (BOP), general liability, commercial property, cyber insurance, commercial auto and workers’ compensation insurance.
- Protection for your people, property, income and reputation—coverage against liability claims, stolen inventory, employee injuries and more.
- Strength and stability of a Fortune 100 carrier with resources and expertise to help you manage risk and recover quickly after a loss.